Community Owners Insurance
Community owners insurance, also known as COI, is a type of insurance policy that covers liability and property damage for owners of mobile home parks, RV parks, and other types of manufactured housing communities. COI policies can cover a range of risks, such as slip and fall accidents, property damage, and claims arising from natural disasters. COI policies are similar to HOA insurance policies in that they are designed to protect the assets and limit the liability of the community owners. However, COI policies are typically more specialized and tailored to the unique risks of manufactured housing communities.